Free Kasasa^® Rewards Accounts

Get paid to bank here.
Free Kasasa^® checking pays you monthly rewards just for doing things that make your banking easier — like using your debit card to make purchases. There are no monthly fees, so your money stays yours. Plus get up to $25 a month in ATM withdrawal fee refunds, nationwide*. We've paid out more than $915,000 in rewards to customers since we started offering Kasasa checking accounts in 2019! Let us help you get started receiving rewards today!

Open any one of these accounts with as little as $100. And for automatic savings, just connect Kasasa Saver^® to your Kasasa Cash - Multi Level^® or Kasasa Cash Back^® checking.

Interested in opening an account?
Click a link below, send an email, call us or visit a Silver Lake Bank Branch near you.

KASASA CASH - MULTI LEVEL   |   KASASA CASH BACK   |   KASASA TUNES   |   KASASA SAVER

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• Free checking that pays high interest
  • Enhanced Rewards
    • 6.00% APY* on balances up to $25,000
    • 6.00% to 1.00% APY on balances over $25,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Principal Rewards
    • 4.50% APY* on balances up to $25,000
    • 4.50% to 1.00% APY on balances over $25,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to free Kasasa Saver^® to build savings automatically
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free online banking
• Free mobile banking
• Free eStatements
• Free debit card
• $100 minimum deposit to open

It's Easy to Qualify
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash - Multi Level^® account during each Monthly Qualification Cycle:

• At least 30 debit card purchases for Kasasa Cash - Enhanced Rewards or at least 12 debit card purchases for Kasasa Cash - Principal Rewards (minimum $5 each; the daily point-of-sale standard limit is $1,000)
• At least 1 direct deposit, ACH credit or ACH payment transaction
• Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash - Multi Level^® account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Click here to open a Kasasa Cash - Multi Level^® account.

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• Free checking that pays you back
• 4.00% cash back on debit card purchases*
  • No category restrictions on purchases*
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• Link to free Kasasa Saver^® to build savings automatically
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free online banking
• Free mobile banking
• Free eStatements
• Free debit card
• $100 minimum deposit to open

It's Easy to Qualify
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back^® account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit or ACH payment transaction
• At least 12 debit card purchases (minimum $5.00 each. The daily point-of-sale standard limit is $1,000)
• Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back^® account is still free. You can get right back to earning your full rewards the very next month!

Click here to open a Kasasa Cash Back^® Account.

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• Free checking that pays you to shop online
• Earn $10 in refunds for iTunes^®, Amazon^® or Google Play^™ purchases every month*
• Get $20 in refunds for iTunes^®, Amazon^® or Google Play^™ purchases when you open your account*
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free online banking
• Free mobile banking
• Free eStatements
• Free debit card
• $100 minimum deposit to open

It's Easy to Qualify
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes^® account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit or ACH payment transaction
• At least 12 debit card purchases (minimum $5.00 each. The daily point-of-sale standard limit is $1,000)
• Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Tunes^® account is still free. You can get right back to earning your full rewards the very next month!

Click here to open a Kasasa Tunes^® Account.

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• Free account that builds your savings effortlessly
• Links to free Kasasa Cash^® or Kasasa Cash Back^® Checking
• Automatic transfers of Kasasa Cash^® or Kasasa Cash Back^® earnings
  • 2.00% APY* on balances up to $50,000
  • 2.00% to 1.00% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash^® or Kasasa Cash Back^®
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free online banking
• Free mobile banking
• Free eStatements
• Free debit card
• $100 minimum deposit to open

It's Easy to Qualify
Qualifying for your Kasasa Cash^® or Kasasa Cash Back^® rewards automatically qualifies you for the highest Kasasa Saver^® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash^® or Kasasa Cash Back^® account during each Monthly Qualification Cycle:

• At least 1 direct deposit, ACH credit or ACH payment transaction
• At least 12 debit card purchases (minimum $5.00 each. The daily point-of-sale standard limit is $1,000)
• Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa^® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver^®. And you can get right back to earning your full rewards the very next month!

Click here to open a Kasasa Saver^® Account linked to Kasasa Cash^®.
Click here to open a Kasasa Saver^® Account linked to Kasasa Cash Back^®.

View Kasasa Cycle Date Information here

*KASASA DISCLAIMERS:

BONUS INFORMATION: As a bonus to individuals who open and fund a new Kasasa Tunes account, our bank will refund up to an aggregate total of $20 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com or Google Play purchase threshold of $20 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. $100 minimum deposit is required to open the account. Limit one account per Social Security Number and one account opening bonus per account. 

QUALIFICATION INFORMATION: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: debit card transactions less than $5, ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the last business day of the current statement cycle. 

REWARD INFORMATION: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Cash – Principal Rewards: daily balances up to and including $25,000 in your Kasasa Cash - Multi Level account earn an interest rate of 4.41% resulting in an APY of 4.50%; and daily balances over $25,000 earn an interest rate of 0.995% on the portion of the daily balance over $25,000, resulting in a range from 4.50% to 1.00% APY depending on the account's daily balance. Kasasa Cash – Enhanced Rewards: daily balances up to and including $25,000 in your Kasasa Cash – Multi Level account earn an interest rate of 5.841% resulting in an APY of 6.00%; and daily balances over $25,000 earn an interest rate of 0.995% on the portion of the daily balance over $25,000, resulting in a range from 6.00% to 1.00% APY depending on the account’s daily balance. Kasasa Cash Back: you will receive 4.00% cash back on up to a total of $200 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle. Kasasa Saver: daily balances up to and including $50,000 in your Kasasa Saver account earn a rate of 1.982% resulting in an APY of 2.00% and daily balances over $50,000 earn an interest rate of 0.995% on the portion of the daily balance over $50,000, resulting in a range from 2.00% to 1.00% APY depending on the account's daily balance. Kasasa Tunes: you will receive up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com or Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 35 days after the Monthly Qualification Cycle in which you qualified ends. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash - Multi Level, Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. Refund limited to $4.99 per transaction. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. Kasasa Saver ATM transaction fees are not reimbursed nor refunded. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and: Kasasa Cash - Multi Level: the entire daily balance in the Kasasa Cash account earns a rate of 0.05% resulting in an APY of 0.05%. Kasasa Saver: the entire daily balance in the Kasasa Saver account earns a rate of 0.05% resulting in an APY of 0.05%. Interest will be credited to your Kasasa Cash - Multi Level and Kasasa Saver accounts on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your account on the last day of the current statement cycle. If Kasasa Cash – Multi Level or Kasasa Cash Back are linked to Kasasa Saver, the following also apply: Kasasa Cash – Multi Level: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash – Multi Level account does not compound since it is, along with any nationwide ATM withdrawal fee reimbursements, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash – Multi Level account, if the account balance is less than the transferred amount when the transfer occurs. Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/30/2023. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. 

ADDITIONAL INFORMATION: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. $100 minimum deposit is required to open the account. To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash – Multi Level, Kasasa Cash Back or Kasasa Tunes account during each Monthly Qualification Cycle: at least 12 debit card purchases for Kasasa Cash – Principal Rewards, Kasasa Cash Back or Kasasa Tunes or at least 30 debit card purchases required for Kasasa Cash – Enhanced Rewards, with a minimum purchase amount of $5 each; at least one direct deposit, ACH credit or ACH payment transaction; be enrolled in and agree to receive eStatements. Limit of one Kasasa Cash – Multi Level, Kasasa Cash Back or Kasasa Tunes account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash – Multi Level or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our customer service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa, Kasasa Cash – Multi Level, Kasasa Cash Back, Kasasa Saver, Kasasa Protect and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.