Consumer Home Real Estate Loans
We have loan options available for you! Whether it's help with purchasing a new home before selling your current home, purchasing a future home building site, home construction or end loan financing, SLB can help you every step of the way!
Complete a Consumer Real Estate Loan Application.
Bridge Loan
Let us help you purchase a new home before the sale of your current home.
Benefits
Ease the transition between homes by using the net equity in your existing home as a down payment for the new home, before your existing home sells. Designed to be paid off in full at the time long-term financing is secured.
Features
- Short term, temporary financing
- Fixed rate, flexible terms
- Monthly interest-only payment
- Secured by both homes
Land or Lot Loan
Purchase your future home building site.
Benefits
Found the perfect building site, but you aren't ready for construction? Look to us for financing. Take the time you need to develop your design plan and find a home builder. When you're ready to build, consider our construction loan option.
Features
- Flexible terms
- Competitive fixed interest rate
- Fixed monthly payment
- Secured by the land or lot
Construction Loan
We can help make your plans a reality.
The Process
Design the home of your dreams with the contractor of your choice. We provide a free consultation to review your plans, budget and finances. After loan approval and as work is completed, submit a list of invoices for payment. SLB will review and inspect completed work. Funds are typically advanced within 24 hours.
Features
- Fixed rate, flexible terms
- Quick turnaround on advances
- Secured by anticipated value of new home
First Mortgage Loans
Silver Lake Bank has fixed and variable rate loan options for terms up to 30 years with local servicing provided.