Current Rates Effective Today
Certificates of Deposits or IRA's
|
TERM
|
APY*
|
INTEREST RATE
|
| 91 Day |
0.10%
|
0.10%
|
| 182 Day |
0.20%
|
0.20%
|
| 12 Month | 0.25% |
0.25%
|
| 14 Month Special | 1.10% |
1.10%
|
|
24 Month Jump
|
0.50%
|
0.50%
|
|
36 Month
|
0.60%
|
0.60%
|
|
48 Month
|
0.85%
|
0.85%
|
$500 minimum deposit for Certificates of Deposit. Penalty for early CD withdrawal. 24 Month Jump: The interest rate may be changed once during the term at the owner’s request. Contact a Customer Service Representative for more information.
Money Market Deposits Accounts
|
TYPE
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
$0 - $9,999
$10,000 and above |
0.08% / 0.08%
0.10% / 0.10% |
|
|
$0 - $24,999
$25,000 - $49,999 $50,000 - $99,999 $100,000 and over |
0.15% / 0.15%
0.19% / 0.19% 0.24% / 0.24% 0.28% / 0.28% |
|
|
HSA Money Market Investment Account
|
$0 - $9,999
$10,000 - $49,999 $50,000 and over |
0.15% / 0.15%
0.20% / 0.20% 0.40% / 0.40% |
Checking and Savings Accounts
|
ACCOUNT
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
All Balances
|
0.02% / 0.02%
|
|
|
All Balances
|
0.02% / 0.02%
|
|
|
All Balances
|
0.07% / 0.07%
|
|
|
$0 - $24,999
$25,000 - $49,999 $50,000 - $99,999 $100,000 and over |
0.15% / 0.15%
0.19% / 0.19% 0.24% / 0.24% 0.28% / 0.28% |
The interest rate paid on all accounts is discretionary and may be changed by the bank at any time, given the current interest rate environment; fees may reduce earnings. See a Customer Service Representative for details or contact any of our locations for current rates.
* APY = Annual Percentage Yield
** Sterling Advantage requires relationship balances defined as combined deposit and/or loan balances of $25,000 or greater, a qualifying SLB checking account with a minimum of 2 transactions per month and a Sterling MMDA. Relationship requirements being met, the above tier rates will then apply based on the Sterling MMDA account balance. Interest accrues daily at tiered rates and are paid monthly on statement date. Eligibility determined by using average collected deposit and current loan balances from prior month end.