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Current Rates Effective as of March 18, 2019
Certificates of Deposits or IRA's
|
TERM
|
APY*
|
INTEREST RATE
|
| 91 Day |
0.10%
|
0.10%
|
| 182 Day |
0.20%
|
0.20%
|
| 12 Month 'Add-to' | 1.37% | 1.36% |
| 12 Month | 0.25% | 0.25% |
| 14 Month Special | 2.60% | 2.57% |
| 24 Month Jump | 0.50% | 0.50% |
| 27 Month Special | 2.90% | 2.87% |
| 36 Month | 0.60% | 0.60% |
| 48 Month | 0.85% | 0.85% |
Penalty may be imposed for early withdrawal. $500 minimum deposit. 'Add-to' CD; $1,000 minimum deposit and no penalty to close early or withdraw once per quarter except within the first 6 days after deposit. 24 Month Jump: the interest rate may be changed once during the term at the owner’s request. Contact a Customer Service Representative for more information.
Money Market Deposits Accounts
|
TYPE
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
$0 - $9,999
$10,000 and above |
0.08% / 0.08%
0.10% / 0.10% |
|
|
$0 - $24,999
$25,000 - $49,999 $50,000 - $99,999 $100,000 and over |
0.15% / 0.15%
0.19% / 0.19% 0.24% / 0.24% 0.28% / 0.28% |
|
|
HSA Money Market Investment Account
|
$0 - $9,999
$10,000 - $49,999 $50,000 and over |
0.15% / 0.15%
0.20% / 0.20% 0.40% / 0.40% |
Checking and Savings Accounts
|
ACCOUNT
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
Kasasa Cash®***
|
$0 - $25,000 If monthly qualifications |
2.50% / 2.47% 0.05% / 0.05% |
|
Kasasa Saver®***
|
$0 - $50,000 If monthly qualifications |
1.00% / 0.995% 0.05% / 0.05% |
|
All Balances
|
0.02% / 0.02%
|
|
|
All Balances
|
0.02% / 0.02%
|
|
|
All Balances
|
0.07% / 0.07%
|
|
|
$0 - $24,999
$25,000 - $49,999 $50,000 - $99,999 $100,000 and over |
0.15% / 0.15%
0.19% / 0.19% 0.24% / 0.24% 0.28% / 0.28% |
The interest rate paid on all accounts is discretionary and may be changed by the bank at any time, given the current interest rate environment; fees may reduce earnings. See a Customer Service Representative for details or contact any of our locations for current rates.
* APY = Annual Percentage Yield
** Sterling Advantage requires relationship balances defined as combined deposit and/or loan balances of $25,000 or greater, a qualifying SLB checking account with a minimum of 2 transactions per month and a Sterling MMDA. Relationship requirements being met, the above tier rates will then apply based on the Sterling MMDA account balance. Interest accrues daily at tiered rates and are paid monthly on statement date. Eligibility determined by using average collected deposit and current loan balances from prior month end.
*** Click here for full details on our Kasasa accounts.
For Kasasa Cash, an interest rate of 0.30% will be paid only for that portion of your daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 2.50% to 0.30% depending on the balance in the account.
For Kasasa Saver, an interest rate of 0.30% will be paid only for that portion of your daily balance that is greater than $50,000. The annual percentage yield for this tier will range from 1.00% to 0.30% depending on the balance in the account.