Investment Rates as of 07.27.20. Subject to change daily.
Certificates of Deposits or IRA's
|
TERM
|
APY*
|
INTEREST RATE
|
| 91 Day |
0.10%
|
0.10%
|
| 182 Day |
0.20%
|
0.20%
|
| 12 Month | 0.25% | 0.25% |
| 12 Month 'Add-to' | 0.71% | 0.71% |
| 13 Month Special* | 0.90% | 0.90% |
| 13 Month Special - CD Only | 0.60% | 0.60% |
| 24 Month Jump | 0.50% | 0.50% |
| 36 Month | 0.60% | 0.60% |
| 48 Month | 0.85% | 0.85% |
Penalty may be imposed for early withdrawal. $500 minimum deposit. 'Add-to' CD; $1,000 minimum deposit and no penalty to close early or withdraw once per quarter except within the first 6 days after deposit. 24 Month Jump: the interest rate may be changed once during the term at the owner’s request. Contact a Customer Service Representative for more information.
*Available only to customers with transaction accounts and/or loans.
Money Market Deposits Accounts
|
TYPE
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
$0 - $24,999
$25,000 - $49,999 $50,000 - $99,999 $100,000 and over |
0.10% / 0.10%
0.15% / 0.15% 0.19% / 0.19% 0.23% / 0.23% |
|
| Church Investment Account | All Balances | 0.35% / 0.35% |
| Commercial Cash Management / Repurchase Agreement | See branch managers for pricing |
Checking and Savings Accounts
|
ACCOUNT
|
BALANCE TIERS
|
APY*/INTEREST RATE
|
|
Kasasa Cash®**
|
$0 - $25,000 If monthly qualifications |
2.00% / 1.98% 0.05% / 0.05% |
|
Kasasa Saver®**
|
$0 - $50,000 If monthly qualifications |
1.00% / 0.995% 0.05% / 0.05% |
|
All Balances
|
0.05% / 0.05%
|
|
|
All Balances
|
0.07% / 0.07%
|
|
|
$0 - $24,999
$25,000 - and over |
0.10% / 0.10%
0.15% / 0.15% |
The interest rate paid on all accounts is discretionary and may be changed by the bank at any time, given the current interest rate environment; fees may reduce earnings. See a Customer Service Representative for details or contact any of our locations for current rates.
* APY = Annual Percentage Yield
** Click here for full details on our Kasasa accounts.
For Kasasa Cash, an interest rate of 0.30% will be paid only for that portion of your daily balance that is greater than $25,000. The annual percentage yield for this tier will range from 2.00% to 0.30% depending on the balance in the account.
For Kasasa Saver, an interest rate of 0.30% will be paid only for that portion of your daily balance that is greater than $50,000. The annual percentage yield for this tier will range from 1.00% to 0.30% depending on the balance in the account.