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Financial Condition

Condensed statement of financial condition as of September 30, 2019*.


 Cash & Due From Banks $8,520,000 
 Federal Funds Sold
      US Gov’t & Federal Agency 34,630,000 
      Municipal 15,058,000
      Other 37,000 
 Loans (Net) 226,113,000
 Bank Building and Fixtures 2,427,000 
 Other Assets 3,074,000 
 Total Assets $289,859,000 

Liabilities and Capital

 Deposit Accounts $228,570,000 
 Repurchase Agreements 19,223,000 
 Federal Funds Purchased
 Other Liabilities 8,927,000 
 Total Liabilities $256,720,000 
 Capital Stock 150,000 
 Surplus 1,000,000 
 Undivided Profits 31,989,000 
 Total Equity Capital $33,139,000 
 Total Liabilities & Capital $289,859,000 


Silver Lake Bank was established in 1909 and remains locally owned and operated. The bank serves Topeka, Silver Lake, Lawrence and surrounding areas. The money you deposit with Silver Lake Bank serves your friends and neighbors in the form of loans and investments. 

Silver Lake Bank is committed to the communities we serve by helping individuals and businesses realize their dreams. Our experienced staff strives each day to strengthen our relationship with you by providing exceptional quality service and competitive products.

We provide a complete line of loan and deposit services for both business and consumer needs. Your deposits are insured by the Federal Deposit Insurance Corporation up to the standard insurance amount as prescribed by FDIC. For additional safety to you, Silver Lake Bank maintains an equity capital position well in excess of the amount required by law. We are, and always will be, a community bank where customer and community needs are our foremost concern.

Eric M. Donaldson

Chief Financial Officer